Why have a card at all
Well, perhaps you’re looking to purchase something a little bit larger.
It may not be extremely out of your financial capacity.
You feel you can Pay it off within the first month.
If you were to put a down payment on a house you would have to go to your bank in order to settle the purchase.
However, consider attempting to buy the latest $500 flatscreen TV.
You have to either pay for it with cash at the store or go through your bank.
The credit card simplifies these transactions.
Credit Card Savings
Having the Best Credit Card Deal saves you even more.
It allows us to make purchases on the go even if the money is not readily available to us.
The benefits of a credit card are limitless when used properly.
With a credit card, unlike a debit card or cash, you are eligible to receive your money back from the credit card provider.
Generally only if your purchase is faulty in some sort of manner, or doesn’t arrive in the sense of internet purchases.
Credit cards are also helpful in terms of identity theft, and you are protected against any fraudulent activity.
